Loan Programs

Find details about mortgage loans: JUMBO-Conventional-FHA-VA-RD-Rehab-NH Housing-Investor-2nd Home-New Construction!   We have programs for everyone!  First time home buyers, move-up buyers, second home/vacation home buyers and investors will find loan products that are just right for them.  Whether you are interested in a fixed rate or want to know more details about our Flagship Adjustable Rates, we are your resource …

First Time Buyer Loans

Rural Development Loan:  zero down and seller can pay all closing costs; income limits & geographic restrictions apply

NH Housing Loan: income limits apply – within NH Housing there are over a dozen combinations of loan products

FHA Loan:  most popular – credit scores down to 600 – no income limits but loan limits do apply

Conventional Loan: variations of conventional loan products include 3% down loans

VA Loan:  a great way for us to thank the Veterans who served our country!   The VA loan is the best loan there is!

Loans For Anyone:

Conventional Loan: standard conforming conventional loan products include Fannie Mae and Freddie Mac

FHA Loan: FHA loans are not just for first time buyers

Jumbo Loan: The great BIG loans are our specialty.   Jumbo loans are loans over $425,000

Investment Loan: real estate is a great investment   –  buying rental property?   Call us at 603-345-5644

Second Home Loan:  We love lending on second homes!   Whether your second home is NH, NC or Florida, we can finance it.

VA Loan: Veterans can use the VA loan more than once in their lifetime.

Rural Development Loan: if you are selling your primary residence and own no other real estate, you can use RD for a purchase

Construction Loan: under construction!